VA Loan Requirements

If your trying to determine whether a VA home loan is the best choice for you, the fastest and best way to get answers is to complete our fast-and-easy online prequalification form. In just a few minutes, based on information provided by you, we will be able to determine the maximum benefit you are eligible for. There is no obligation on your part and the best part is it’s absolutely free to you!

Unsure if you qualify? Here are the basic requirements.

Step 1. Determine if you are eligible for a VA guaranteed loan

Most active-duty and honorably discharged service members are eligible if they served the minimum times listed below.

  • Served 181 days during peacetime (Active Duty)
  • Served 90 days during war time (Active Duty)
  • Served 6 years in the Reserves or National Guard
  • You are the spouse of a service member who was killed in the line of duty.

If your answer is “Yes" to any one of these conditions, you are probably eligible for a VA Loan! What‘s your next step? Contact a VA loan specialist who can help you verify your VA benefits and let you know what you are eligible for. There is no obligation and your credit will not be pulled without your approval.

Step 2. Now that you know your eligible, find out how much you can be approved for

The amount of the VA loan you qualify for will depend on your income, monthly obligations, employment history, and other factors such as savings, credit history, etc. You will need to have all these factors analyzed by a VA mortgage specialist.

Get Started Today With Your VA Loan Request!

To speak with Chris or one of his team of VA Home Loan specialists about taking the next step toward prequalification, call us at 866-704-2826 or complete our quick-and-easy request form. We'll be happy to contact you and discuss your next steps.

We look forward to assisting you.

By submitting your request, you are not obligating yourself. You are simply asking to be contacted by one of our talented specialists who can answer your questions. Florida Veterans Home Loans works exclusively with military families and we have helped people all across Florida understand the VA loan process.