VA Loan Programs

Purchasing Your Home With a VA Loan

VA Loans Are a Fantastic Choice For Homebuyers, and Here’s Why:

Military service personnel, (active and retired) are the only one’s allowed to use this program. This benefit is provided to you because of your dedicated service to our great country. Did you know that the VA Home Loan Program has helped millions of veterans become homeowners since its inception years ago? Today these loans are more popular than ever. Why? Because they are about the only option remaining that offers 100% financing!

No Down Payment

Saving up for a big down payment can be a difficult task for military personnel, who are constantly moving around the country. Building credit is also more difficult. One of the most difficult aspects of buying a home is saving up for a down payment. A government Guaranteed VA Home Loan is easier to obtain than other types of loans, because you can finance 100% of the purchase price, and the credit requirements are usually easier than with other loans.

No Monthly Mortgage Insurance

VA loans never include monthly mortgage insurance premiums, which saves you money each and every month. Most other loans require this unless you are able to make a down payment of 20% of the purchase price. Another great feature is the VA will allow the seller to pay your closing costs, allowing you to possibly purchase a home with no real out-of-pocket expense.

Perfect for First Time Home Buyers

If you’ve never owned a home, the advantages of a VA loan are real. Consider the fact that you will not be required to make a down payment, you will not have the extra expense of paying for monthly mortgage insurance, and credit qualifying is generally easier than with other types of loans. The VA also limits the fees you can be charged, saving you even more money!

Streamline Refinance of Your VA Loan

Lower Your Rate Without a Lot of "Red Tape"

You have a VA loan now and you would like a better rate. Our Streamline Refinance is designed to do just that, without a lot of annoying paperwork. You could save hundreds of dollars a month, with very little effort on your part.

The VA Streamline Refinance is a Fast and Easy Way to Lower Your Rate and Start Saving Money Today

About VA Streamlines:

  • No upfront costs
  • No income verification
  • Lower your rate with minimal documentation!

New Cash-Out Refinance Option

The Veteran’s Improvement Act of 2008 made it possible to refinance your home and borrow up to 90% of your homes equity. This money can be used to consolidate debt, do home improvements, or satisfy other needs. Rates are very attractive for these loans, and when you lower your rate and use your home's equity to pay off other debts, the overall monthly savings may be huge!

Get Started Today With Your VA Loan Request!

To speak with Chris or one of his team of VA Home Loan specialists about taking the next step toward prequalification, call us at 866-704-2826 or complete our quick-and-easy request form. We'll be happy to contact you and discuss your next steps.

We look forward to assisting you.

By submitting your request, you are not obligating yourself. You are simply asking to be contacted by one of our talented specialists who can answer your questions. Florida Veterans Home Loans works exclusively with military families and we have helped people all across Florida understand the VA loan process.